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  • Good property management pays for itself. As an income property owner, you should look at your property management company as a business partner. Under savvy management, your investment will grow and run smoothly.   But be careful! Because let’s face it- no property management company is going to care as much about your property as […]

  • Supplemental Tax assessments or supplemental tax bills raise property taxes. Need help understanding and reading your Supplemental Tax bill? View an explanation of each information field of the bill at the Los Angeles Assessor’s website: http://lacountypropertytax.com/portal/bills/suppbill.aspx Large, and sometimes surprising, Supplemental Tax assessments or supplemental tax bills are common with Remodels, New Construction, or longtime […]

  •     Address: National Modern Living 11500 National Blvd #102 Los Angeles CA 90064 11500 National Boulevard, also known as ‘National Modern Living’, is an 18 unit, two story, new construction (yb 2014), townhouse style, condo development in Mar Vista.  This building is high tech. All of the condos are 2 bedroom 2.5 baths starting […]

  •   Nestled within the winds and folds of Woodrow Wilson Drive in the Cahuenga pass, is a peculiar row of small mountain cabins known as the Boathouses. Built in 1958 and 1959 by Architect Harry Gesner, these homes are stilt houses that reside on ‘unbuildable lots’. Ronald Buck purchased the group of lots and asked […]

  • Central Heat and Air is the most common air conditioning system in Los Angeles. Central Heat and Air is sometimes also called ‘forced air’, or a ‘split system’.  Central Heating and Air uses air as its heat transfer medium.  The system relies on ducts and fans to circulate the conditioned air throughout the house. An […]

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Discount Point

A type of mortgage loan fee that enables a borrower to lower their monthly interest rate by paying a percentage of the loan upfront, commonly called buying down a rate. One point equals 1% of the loan amount. Sometimes half points are offered, but this is less common. Point options will vary by lender or broker, but borrowers should think about how much they’re ready to invest up front and the length of time they expect to have the mortgage loan when deciding whether to buy points. If a buyer expects to be in a home for a long time, it might make sense to pay more up-front to benefit from lower interest rate payments for the life of the loan. But, if the buyer doesn’t think they’ll be in the home for more than a few years, it might make more sense to pay less up-front and make slightly higher interest rate payments. If a borrower gets a loan through a mortgage broker, sometimes the broker will receive a premium from the lender funding the loan. Mortgage discount points are tax deductible as home mortgage interest when itemized on line 10 of Form 1040, Schedule A (PDF).